Mitigating IHT: how to get the most out of Independent Financial Advice (2)

Title: "Insuring against the IHT liability:

The use of Trusts; Term vs. Whole of Life insurance; and where insurance stands relative to saving tax via Nil Rate band Planning in the Will."

CD Pack Course Code: MCFeb24CD

Notes Course Code: MCFeb24Notes

Speaker: Martin Coulter, Estate Planning Solutions Ltd

Level: intermediate

Lecture 2 recorded on Thursday February 24th 2005
6-7pm (1 hour CPD)

Other lectures in the same series:

Lecture 1: Thursday January 27th 2005
6-7pm (London time)
Course Code: MCJan27

Lecture 3: Thursday March 24th 2005
6-7pm (London time)
Course Code: MCMar24

Lecture 4: Thursday April 21 2005
6-7pm (London time)
Course Code: MCApril21

Content

This series of 4 lectures considers the valuable and cost effective role that packaged financial products can play in mitigating inheritance tax. On estates of up to several million in size, once the nil rate band and smaller gift allowances have been utilised, the estate planner is likely to require the use of packaged products. From discounted gift plans with life insurance, to the use of equity release and enterprise investment schemes, this course will use practical examples to demonstrate how imaginative and cost effective estate plans can be built for the marginally wealthy client.

Case studies will be used to highlight the range of products that can be used. Specifically, the course will cover the merits of these products to the estate plan; their cost; and how they may be most effectively integrated with the related legal and tax advice.

Lectures 2 includes:

• Insuring against the IHT liability
• The use of Trusts
• Term vs. Whole of Life insurance
• Where insurance stands relative to saving tax via Nil Rate band Planning in the Will

Martin Coulter

Martin Coulter BSc, ACMA, ASFA, TEP is a chartered management accountant and independent financial adviser. As well as being an experienced speaker to probate practitioners around the country, Martin is the managing principal of a directly regulated IFA practice and works with law and accountancy practices to build estate plans for clients.

Martin has also recently completed a series of articles for the Probate Section Journal.

1 hour

1 hour

1 hour

New Practitioners/Established Practitioners Programme

(Other CPD activity courses)

RECORDINGS

CD PACK

• Includes CD, printed notes, printed Power Point slides
• Useful booklet to help you get the most out of your recording
• Price: £57.50 inclusive of p&p
• Course Code: MCFeb24CD

NOTES ONLY

• Includes printed notes
• Price: £30 inclusive of p&p
• Course Code: MCFeb24Notes

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