The Equity Release Market today header

The Equity Release Market Today

Speaker: Martin Coulter
Date: February 2nd 2006 6-7pm (1 hour CPD)
Level: intermediate

AIMS
The Equity Release Market today: a review of all of the schemes and how to find the best equity release advice for your clients.

Martin Coulter
Martin Coulter BSc, ACMA, ASFA, TEP is a chartered management accountant and independent financial adviser. As well as being an experienced speaker to probate practitioners around the country, Martin is the managing principal of a directly regulated IFA practice and works with law and accountancy practices to build estate plans for clients.

Martin has also recently completed a series of articles for the Probate Section Journal.

SUITABLE FOR

*Solicitors & Legal Executives

*Barristers (New Practitioners/Established Practitioners Programme - other CPD activity courses)

*Accountants (if members of the ICAEW consider that any of our courses qualify as structured CPE within the Institute's guidelines they may count the number of hours X 3 towards meeting their CPE point requirements.)

DESCRIPTION
In 1 CPD hour the lecture will provide:

• an analysis of all of the equity release products, including reversions and lifetime mortgages, available in the UK market today.
• use practical examples to show how they work, how much they can cost, and importantly, how reversions and lifetime mortgages compare.
• review the types of equity release adviser, and the questions that the legal/tax adviser should use to assess the suitability of an equity release product.

• Lifetime Mortgages Versus Home Reversion plans
• How they work & how they compare
• Choosing a scheme which is suitable
• Practical examples of equity release
• The providers & a review of the UK market
• Distribution to customers
• Types of financial adviser
• The future of the market